Our Fees

All fees quoted are inclusive of GST and apply where you utilise SuperGuardian for the ongoing administration of your SMSF. If you would like to utilise us only for a specific purpose (i.e. SMSF establishment only) please phone us on 1300 787 576.

SMSF Establishment

Individual Trustees $760
Corporate Trustee $1,690*

*Includes SMSF establishment and company incorporation.

Ongoing Fees

All new funds will be charged at the lowest fee category for the first financial year in monthly debits, with the balance of the annual figures debited by 30 June. The full annual fee is payable irrespective of which month you establish your fund. All fees are payable for a full year, whether administered for a full year or part thereof.

Thereafter, the annual fee is reviewed and calculated each year based on the number of assets as at 30 June. It is not based on the number of transactions, we simply review the number of assets held at the commencement of each financial year to determine the fee category.

Fee categories are reviewed annually in June.

Number of InvestmentsAnnual Fee (Incl GST)
0 – 10 investments$1,744
11 – 20 investments$2,455
21 – 30 investments$3,018
31 – 40 investments$3,614
41- 50 investments$4,593
51+ investmentsBy Quote

The above quoted fee categories may vary from time to time where extraordinary circumstances exist. SuperGuardian reserves the right to charge a fee for service outside of the above-mentioned fee categories if deemed appropriate. Please refer to the terms and conditions in our Client Information Pack.

ComplianceFee (Incl GST)
SMSF Audit$550

SuperGuardian engages external independent Auditors to audit our work.

Calculating Your Fee

For the purpose of calculating your fee category, we classify investments as follows:

 Type of Investments
Bank account1 asset
Listed Security (Shares)1 asset
Term Deposit1 asset
Life Insurance1 asset
Units a listed Trust / Managed Fund1 asset
Units an unlisted Trust / Managed Fund2 assets
Limited Recourse Borrowing Arrangement3 assets
Wrap Accounts5 assets
Shares in Private Companiessubject to negotiation
Propertysubject to negotiation
Derivatives/Optionssubject to negotiation
Installment Warranty Arrangementsubject to negotiation
Artwork & Other Assetssubject to negotiation

Additional Fees and Charges

Additional FeesAmount (inc GST)How and when paid
SMSF ESTABLISHMENT FEE
Fund Establishment$760Billed when established, debited once the SMSF has available funds. We may request payment up front.
Establish a Company to act as a Corporate Trustee$930Inclusive of ASIC fees. If part of initial fund establishment, deducted once SMSF has
available funds. If part of change of trustee for existing fund, deducted upon completion
of establishing the corporate trustee. We may request payment up front.
ANNUAL FIXED FEES – IF REQUIRED
Pension Administration$280 per annumDeducted annually in July or at the time of transfer.
Annual Company Maintenance (special purpose trustee)$290 per annumInclusive of ASIC fees. Deducted on completion of preparation of ASIC review
documents (date of the anniversary of the company’s establishment).
GST Registered Fund$310 per annumDeducted annually in July or at the time of transfer/establishment.
Actuarial Certificates – Account Based Pension$300 per annumDeducted at the time an actuarial certificate is sought from the actuary to complete a
fund’s financials – will be dependent on the timing of preparation and completion of the annual financial statements and tax return.
Actuarial Certificates – Defined Benefit Pension$590 per annumDeducted at the time an actuarial certificate is sought from the actuary to complete a
fund’s financials – will be dependent on the timing of preparation and completion of the annual financial statements and tax return.
QROPS Administration$230 per annumDeducted annually in July.
ADHOC FEES IF AND WHEN REQUIRED
Trust Deed Amendment$410Billed and deducted upon completion of a change to the Trust Deed, as requested
by the Trustee or in accordance with changes to legislative requirements from
time to time.
Pension Commencement$580 per pensionDeducted upon completion of commencing the pension.
Pension Consolidation or Additional Pension $390 per annumDeducted upon consolidation of the pension.
Pension Commutation$210Deducted upon completion of the commutation.
Lump Sum Withdrawal$210Deducted upon completion of the Lump Sum Withdrawal.
SMSF Fund Windup$1150Deducted upon receipt of a request from the Trustee to officially wind up the self managed super fund with the ATO.
Transfer Balance Account Reportable Event$60 per eventDeducted upon lodgement of Transfer Balance Account Report.
LIMITED RECOURSE BORROWING ARRANGEMENT
Corporate Bare Trustee Establishment$930Inclusive of ASIC fees. Deducted upon completion of establishing LRBA (includes
LRBA setup, SMSF Custodian and related party). Fees stated for limited recourse
borrowing arrangements apply to standard arrangements. More complex arrangements
will attract higher fees and charges. The fees do not include bank fees.
Related Party Finance Agreement$1670Inclusive of ASIC fees. Deducted upon completion of establishing LRBA (includes
LRBA setup, SMSF Custodian and related party). Fees stated for limited recourse
borrowing arrangements apply to standard arrangements. More complex arrangements
will attract higher fees and charges. The fees do not include bank fees.
Commercial Lending Agreement$1260Inclusive of ASIC fees. Deducted upon completion of establishing LRBA (includes
LRBA setup, SMSF Custodian and related party). Fees stated for limited recourse
borrowing arrangements apply to standard arrangements. More complex arrangements
will attract higher fees and charges. The fees do not include bank fees.
Annual Company Maintenance (standard trustee company)$490Inclusive of ASIC fees. Deducted on completion of preparation of ASIC review
documents (date of the anniversary of the company’s establishment).
COMPLIANCE BREACHES
Audit Management Letter$200Issued where an SMSF has a compliance breach, payable on completion of audit.
Audit Contravention and Management Letter$300Issued where an SMSF has breached a SIS regulation and the auditor is required to report to the ATO, payable on completion of audit.
Any Other ServicesBy Quote

Click here for the printable version of the fee table.