Our Fees

All fees quoted are inclusive of GST and apply where you utilise SuperGuardian for the ongoing administration of your SMSF. If you would like to utilise us only for a specific purpose (i.e. SMSF establishment only) please phone us on 1300 787 576.

SMSF Establishment

Individual Trustees $500
Corporate Trustee $1,280*

*Includes SMSF establishment and company incorporation.

Ongoing Fees

All new funds will be charged at the lowest fee category for the first financial year in monthly debits, with the balance of the annual figures debited by 30 June. The full annual fee is payable irrespective of which month you establish your fund. All fees are payable for a full year, whether administered for a full year or part thereof.

Thereafter, the annual fee is reviewed and calculated each year based on the number of assets as at 30 June. It is not based on the number of transactions, we simply review the number of assets held at the commencement of each financial year to determine the fee category.

Fee categories are reviewed annually in June.

Number of Investments	Annual Fee (Incl GST)
0 – 10 investments	$1,780
11 – 20 investments	$2,510
21 – 30 investments	$3,090
31+ investments	By Quote

The above quoted fee categories may vary from time to time where extraordinary circumstances exist. SuperGuardian reserves the right to charge a fee for service outside of the above-mentioned fee categories if deemed appropriate. Please refer to the terms and conditions in our Client Information Pack.

Compliance	Fee (Incl GST)
SMSF Audit	$550

SuperGuardian engages external independent Auditors to audit our work.

Calculating Your Fee

For the purpose of calculating your fee category, we classify investments as follows:

Type of Investments
Bank Account, Term Deposit, Life Insurance, Listed Investment (Shares, Units, Managed Funds)	1 asset
Units in Unlisted Managed Fund	2 assets
Limited Recourse Borrowing Arrangement	3 assets
Wrap Accounts (with Audit Report)	5 assets
Shares in Private Companies, Property, Derivatives/Options, Instalment Warrant Arrangement, Artwork & Other Assets	subject to negotiation

Additional Fees and Charges

Additional Fees	Amount (inc GST)	How and when paid
ANNUAL FIXED FEES – IF REQUIRED
Pension Administration	$300	Deducted annually in July or at the time of transfer.
GST Registered Fund	$300	Deducted annually in July or at the time of transfer/establishment.
Annual Company Maintenance (special purpose trustee)	$290	Inclusive of ASIC fees. Deducted on completion of preparation of ASIC review documents (date of the anniversary of the company’s establishment).
Annual Company Maintenance (standard trustee)	$490	Inclusive of ASIC fees. Deducted on completion of preparation of ASIC review documents (date of the anniversary of the company’s establishment).
Actuarial Certificates – Account Based Pension	$290	Deducted at the time an actuarial certificate is sought from the actuary to complete a fund’s financials – will be dependent on the timing of preparation and completion of the annual financial statements and tax return.
Actuarial Certificates – Defined Benefit Pension	$550	Deducted at the time an actuarial certificate is sought from the actuary to complete a fund’s financials – will be dependent on the timing of preparation and completion of the annual financial statements and tax return.
QROPS Administration	$230	Deducted annually in July or at the time of transfer.
Segregated Assets	$550	Deducted annually in July or at the time of transfer.
ADHOC FEES IF AND WHEN REQUIRED
Trust Deed Amendment	$400	Billed and deducted upon completion of a change to the Trust Deed, as requested by the Trustee or in accordance with changes to legislative requirements from time to time.
Pension Commencement	$550	Deducted upon completion of commencing the pension.
Pension Commutation or Lump Sum Withdrawal	$200	Deducted upon completion of commutation or the Lump Sum Withdrawal.
SMSF Fund Windup	$1450	Deducted upon receipt of a request from the Trustee to officially wind up the SMSF.
LIMITED RECOURSE BORROWING ARRANGEMENT
Bare Trust for Related Party loan	$1600	Deducted upon completion of establishing LRBA (includes LRBA setup, SMSF Custodian and related party loan agreement). Fees stated apply to standard arrangements only and do not include bank fees.
Bare Trust for Commercial loan	$1200	Deducted upon completion of establishing LRBA (includes LRBA setup, SMSF Custodian and related party loan agreement). Fees stated apply to standard arrangements only and do not include bank fees.
COMPLIANCE BREACHES
Audit Management Letter	$200	Issued where an SMSF has a compliance breach, payable on completion of audit.
Audit Contravention and Management Letter	$300	Issued where an SMSF has breached a SIS regulation and the auditor is required to report to the ATO, payable on completion of audit.
Any Other Services	By Quote

Click here for the printable version of the fee table.