SuperGuardian – SuperGuardian

Non-arm’s length expenses in an SMSF

Ensuring that an SMSF is dealing with another party on an arm’s length basis should be a relatively straight forward concept, but somewhere along the

Contribution and Total Superannuation Balance

Contributing to super is a vital part of growing retirement savings. In recent years there have been various changes to contributions, primarily with the introduction

Retirement Phase Lump Sum Withdrawals

Proper planning should be undertaken and consideration given to how personal withdrawals are treated each year. Depending on your circumstances and available balances, personal withdrawals

GST and SMSFs

Goods and services tax (GST) is a tax of 10% on goods and services sold within Australia. GST is included in the price charged for

Everything you need to know about paying benefits from an SMSF

Paying a benefit from an SMSF is made all the easier because the trustees of the fund hold the purse strings, but with the ease

Bring Forward Contributions

The ability to bring-forward future year entitlements to make non-concessional contributions has been in place for many years now. Prior to 1 July 2020 this

How to view your Transfer Balance Cap

From 1 July 2017 a cap was introduced to limit how much can be transferred to a retirement phase pension for a member (and be

Indexing the Personal Transfer Balance Cap

The General Transfer Balance Cap (GTBC) was introduced from 1 July 2017 and is a cap on the how much can be transferred to a

Insurance Premiums – To claim or not to claim a tax deduction

There are strategic reasons why you might not claim a tax deduction on life or Total and Permanent Disability (TPD) insurance premiums within an SMSF,

Understanding super terminology

An individual’s Transfer Balance Cap (TBC) and Total Superannuation Balance (TSB) are calculated differently and are separate concepts. When the super reforms of 2017 came