Back to Education Hub
ContributionsTax

Excess Concessional Contributions

31 May 2026
excess concessional contributions

The concessional contribution cap is $32,500 from 1 July 2026. With the ability to carry forward unused concessional contributions over a 5-year rolling period available in some cases, it can make it more complicated to know what concessional contribution cap applies to an individual. This fact sheet will give a general overview of the current position on what happens when the concessional contributions cap is exceeded.

To read this fact sheet in its entirety, download the PDF version below.

Download PDF