Our Fees

SMSF Establishment

Individual Trustees $725
Corporate Trustee $1,620*

*Includes SMSF establishment and company incorporation.

SMSF Transfer to SuperGuardian: By Quote

Where an existing fund has previous activity that needs to be accounted for, we will undertake the work on a fee for time basis. Please phone us on 1300 787 576 for an indication of what these fees may be.

Ongoing Fees

All new funds will be charged at the lowest fee category for the first financial year in monthly debits, with the balance of the annual figures debited by 30 June. The full annual fee is payable irrespective of which month you establish your fund. All fees are payable for a full year, whether for a full year or part thereof.

Thereafter, the annual fee is reviewed and calculated each year based on the number of assets as at 30 June. It is not based on the number of transactions, we simply review the number of assets held at the commencement of each financial year to determine the fee category.

Fee categories are reviewed annually in June.

Number of Investments Annual Fee (Incl GST)
0 – 10 investments $1,667
11 – 20 investments $2,347
21 – 30 investments $2,884
31 – 40 investments $3,453
41- 50 investments $4,389
51+ investments By Quote

The above quoted fee categories may vary from time to time where extraordinary circumstances exist. SuperGuardian reserves the right to charge a fee for service outside of the above-mentioned fee categories if deemed appropriate. Please refer to the terms and conditions of our Client Information Pack.

Compliance Fee (Incl GST)
SMSF Audit $530

SuperGuardian engages external independent Auditors to audit our work.

Calculating Your Fee

For the purpose of calculating your fee category, we classify investments as follows:

 Type of Investments
Bank account 1 asset
Listed Security (Shares) 1 asset
Term Deposit 1 asset
Life Insurance 1 asset
Units a listed Trust / Managed Fund 1 asset
Units an unlisted Trust / Managed Fund 2 assets
Wrap Accounts 5 assets
Shares in Private Companies subject to negotiation
Property subject to negotiation
Derivatives/Options subject to negotiation
Installment Warranty Arrangement subject to negotiation
Artwork & Other Assets subject to negotiation

Additional Fees and Charges

Additional Fees Amount (inc GST) How and when paid
SMSF ESTABLISHMENT FEE
Fund Establishment $725 Billed when established, debited once the SMSF has available funds. We may request payment up front.
Facilitating Rollovers $195 Per member, up to two, $50 per rollover thereafter. Billed when fund established, debited once SMSF has funds.
Establish a Company to act as a Corporate Trustee $895 If part of initial fund establishment, deducted once SMSF has available funds. If part of change of trustee for existing fund, deducted upon completion of establishing the corporate trustee. We may request payment up front.
Transfer an existing SMSF or small APRA fund. FREE It is free to transition existing SMSFs to us. Where an SMSF has a prior year-end that needs completion, we will provide our services by quotation.
ANNUAL FIXED FEES
Actuarial Certificates – Account Based Pension $290 per annum Deducted at the time an actuarial certificate is sought from the actuary to complete a fund’s financials – will be dependant on the timing of preparation and completion of the annual financial statements and tax return.
Actuarial Certificates – Defined Benefit Pension $560 per annum Deducted at the time an actuarial certificate is sought from the actuary to complete a fund’s financials – will be dependant on the timing of preparation and completion of the annual financial statements and tax return.
ADHOC FEES IF AND WHEN REQUIRED
Annual Company Maintenance $275 per annum Deducted on completion of preparation of ASIC review documents (date of the anniversary of the company’s establishment).
Trust Deed of Amendment $595 Billed and deducted upon completion of a change to the Trust Deed, as requested by the Trustee or in accordance with changes to legislative requirements from time to time.
Pension Administration $265 per annum Deducted annually in July or at the time of transfer.
Pension Commencement $620 per pension Deducted upon completion of commencing the pension.
Pension Consolidation $375 per pension Deducted upon consolidation of the pension.
Lump Sum Withdrawal Members under 60 $195 Deducted upon completion of the Lump Sum Withdrawal.
Lump Sum Withdrawal Members over 60 $110 Deducted upon completion of the Lump Sum Withdrawal.
GST Registered Fund $295 per annum Deducted annually in July or at the time of transfer/establishment.
SMSF Fund Windup $1100 Deducted upon receipt of a request from the Trustee to officially wind up the self managed super fund with the ATO.
LIMITED RECOURSE BORROWING ARRANGEMENT
LRBA Administration Fee $275 Billed and debited upon setup.
Corporate Bare Trustee Establishment $895 Billed and debited upon setup.
Related Party Finance Agreement $1600 Deducted upon completion of establishing LRBA. Fees stated for limited recourse borrowing arrangements apply to standard arrangements. More complex arrangements will attract higher fees and charges.
Commercial Lending Agreement $1200 Deducted upon completion of establishing LRBA. Fees stated for limited recourse borrowing arrangements apply to standard arrangements. More complex arrangements will attract higher fees and charges. The fees do not include bank fees.
COMPLIANCE BREACHES
Audit Management Letter $190 Issued where an SMSF has a compliance breach, payable on completion of audit.
Audit Contravention and Management Letter $290 Issued where an SMSF has breached a SIS regulation and the auditor is required to report to the ATO, payable on completion of audit.
Any Other Services By Quote

Click here for the printable version of the fee table.