Personal contributions seem so easy until they’re not

Four years after the rules were expanded to allow all eligible contributors to make personal deductible contributions, rather than those who satisfied the substantially self employed requirements, further changes have been implemented that reduce the penalty for getting it wrong and over contributing.  However, there are still issues associated with the timing of contributions particularly with reference to the ability to provide a notice of intention to claim a deduction comparative to when benefits are drawn from a fund.

In this webinar we will review the rules around making personal contributions and highlight the current parameters around excess concessional and non-concessional contributions.  Further we will look at the timing issues that individuals must contemplate when their superannuation world starts to blend contributions with the payment of benefits.  Whilst getting it wrong is not as financially devastating as it once was, there is still so much to contemplate to ensure the outcome of contributing maximises the benefits that individuals expect to receive.

Leaning Outcomes:

At the end of this webinar, participants will have an appreciation for:

  • The requirements to lodge a notice of intention to claim a personal deduction
  • The personal tax impact of making excess contributions, both concessional and non-concessional
  • How benefit payments can impact personal deductions


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Presenter: Tim Miller

Cost: FREE

Date: 28 September

Date: 12:30 PM – 01:30 PM AEST

Accredited CPD Education

SuperGuardian’s education activities are assessed against the SMSF Association’s professional education standards. Being recognised as an SMSF Association Accredited Educator enables us to work closely with the Association in lifting the standards of professional SMSF advice and services through quality SMSF education.


Tim Miller

Education Manager

Tim Miller is one of Australia’s leading SMSF educators and presenters with over 23 years’ experience in the Superannuation industry.  His experience has been gained through providing legislative and compliance support to thousands of Trustees, Accountants and Financial Planners since joining the SMSF sector in 1999.  In addition to servicing the needs of SMSF clients, his practical and personable approach to compliance has made him a much sought after presenter.

Tim regularly presents at the major SMSF conferences and events, contributes to various trade and general publications and is the author of one of the subjects of the SMSF Association Graduate Certificate delivered through the University of Adelaide and Kaplan, which has also been adopted as part of the CA ANZ SMSF specialist program.

Tim is an SMSF Association Specialist Adviser.