The ability to bring-forward future year entitlements to make non-concessional contributions has been in place for many
Fact Find
Enjoy access to a wide selection of information and fact sheets relating to various aspects of SMSF admin and compliance.
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The ability to bring-forward future year entitlements to make non-concessional contributions has been in place for many
From 1 July 2017 a cap was introduced to limit how much can be transferred to a
The General Transfer Balance Cap (GTBC) was introduced from 1 July 2017 and is a cap on
There are strategic reasons why you might not claim a tax deduction on life or Total and
An individual’s Transfer Balance Cap (TBC) and Total Superannuation Balance (TSB) are calculated differently and are separate
Contributing to super is a vital part of growing retirement savings. In recent years there have been
Utilising eSigning for documents enables faster, easier, more convenient and secure processes. We have utilised DocuSign software
It is a legal requirement that all SMSFs record and report all assets at market value. Failure
SuperGuardian are pleased to provide you an End of Financial Year Checklist to assist ticking off the
Did you know that your superannuation is not part of your estate or controlled by your will,
All superannuation members should consider having in place an enduring power of attorney that empowers a trusted
Self-Managed Superannuation Funds are required to use the Client-agent linking nomination process to appoint a Tax Agent
A deferred contribution allocation strategy, often referred to as contribution reserving, enables a member to bring forward
The concessional contribution cap is $30,000 from 1 July 2024. With the ability to carry forward unused
The non-concessional contributions cap is $120,000 from 1 July 2024, however the ability to contribute to super
The SMSF Annual Return is an important document that covers the income tax return, regulatory information and
The standard concessional contribution cap, the limit for concessionally taxed employer and personal deductible contributions. It is
Borrowing within a Self-Managed Superannuation Fund (SMSF) can be a useful strategy forinvesting retirement savings, allowing an
Investing in property through a Self-Managed Super Fund (SMSF) remains a popular topic, as many Trustees are
It’s the New Year – time for new resolutions and planning the year ahead. For SMSF trustees,
The proposed $3 million superannuation tax introduced by the Australian Government aims to adjust the tax concessions
Who is LAB Group? LAB Group specializes in RegTech, offering digital workflow solutions to streamline complex
Watch this video to see step by step instructions how to appoint SuperGuardian as your Tax Agent.
When a member meets a condition of release, they become eligible to commence a pension using some
When a member meets a condition of release, they become eligible to commence a pension using some
Transfer Balance Account Reporting From 1 July 2017, three inter-related concepts were introduced to Superannuation. • Transfer
SG Blog: 2023 – 2024 Federal Budget Update | $3 million super threshold confirmed As expected, the
Subject to satisfying eligibility requirements, self-funded retirees may qualify for Centrelink benefits such as the Age Pension
LEGISLATIVE AND REGULATORY SMSF CHANGES 2007-2021 To read this fact sheet in its entirety download the PDF
Over time tax law has evolved to disincentives certain income from being diverted into SMSFs or to
Deciding on the type of trustee which will be responsible for your SMSF is important.There are two
Deciding on the type of trustee which will be responsible for your SMSF is important. There are
The choice to have either individual or a corporate trustee is an important decision to make for
The Treasury Laws Amendment (Self Managed Superannuation Funds) Bill 2020 received Royal Assent on 22nd June 2021.
SMSF’s must be ‘complying’ to ensure they attract the tax concessions they are known for. An SMSF’s
Housing affordability has long been an issue in Australia. As part of the 2017 Budget, the government
The First Home Super Saver Scheme (FHSSS) was introduced by the government to deal with housing affordability
It is a legal requirement that all SMSFs record and report all assets at market value. Failure
As 30 June approaches there are a number of key issues to be reminded of. This guide
The 2021/22 Federal Budget has been delivered and it’s reasonable to say that SMSFs have fared well,
With many trustees citing ‘control’ as one of the primary reasons for establishing an SMSF, there are
We all recognize the need for a will when we begin to plan for our future and
Cryptocurrency is a term used to describe digital assets used as a medium of exchange. The records
While an SMSF offers a number of benefits and can be a great way to grow your
With over 590,000 SMSFs controlling over $760 billion in assets, it is obvious many Australians are opting
There are different types of investments that an SMSF can hold and precious metals are one of
SMSFs inevitably incur expenses during their operating life. It is important to understand that of the expenses
Where an SMSF has retirement phase pension accounts and accumulation accounts there may be a need to
As a rule, SMSFs can either use the segregated or unsegregated/proportionate method to determine their Exempt Current
SMSFs can use segregation to separate the assets of the fund for several reasons. It can be
SG Blog: From 1 July 2021 the Transfer Balance Cap will be indexed to $1.7 million, which
It is generally well understood that each member of an SMSF must be an individual trustee or
Depending on a member’s age, the work test is a key test to be contemplated when making
A member’s estate planning objectives should be taken into account when commencing any new pension. If a
Goods and services tax (GST) is a tax of 10% on goods and services sold within Australia.
Over time tax law has evolved to disincentivise certain income from being diverted into SMSFs or to
In the world of superannuation contributions, the maze between what is the law and what is not
Paying the minimum pension amount is a fundamental requirement to ensure an SMSF receives the appropriate tax
Proper planning should be undertaken and consideration given to how personal withdrawals are treated each year. Depending
Much planning and effort is put into the establishment and growth stage of self managed super funds
The SuperGuardian team partnered with experts in the industry to discuss SMSF wind ups in our recent
Self Managed Superannuation Funds (SMSFs) remain one of the most powerful retirement income and estate planning vehicles,
The relationship between Australian superannuation funds and UK pension schemes has been a complicated one for a
SMSF trustees cannot release a member’s preserved or restricted non-preserved benefits until the member satisfies a ‘condition
Two relatively recent Federal Court cases give the SMSF Industry plenty of food for thought with regards
The most significant impact to SMSF administration from all the changes introduced as part of the Government’s
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